The Keys to Banking Law

The Keys to Banking Law guides you through today's system of financial regulation that is unlike anything else in the world. To that end, the guide:

• explores the history of banking law in the U.S. to provide context for the complexities of the law
• examines the bank family, with special emphasis on the unique dual banking system and holding company structure
• discusses the "safety net" of FDIC insurance and the Federal Reserve discount window
• dedicates chapters to all of the myriad laws and regulations attributed to the “specialness” of the banking charter
• unveils issues associated with safety and soundness and risk management
• examines how banks are supervised and examined, how law is enforced and what happens when a bank fails.

This third edition drills deeper into numerous subjects and brings readers up to date. Additionally, it includes issues associated with the COVID-19 pandemic, with updates on laws, regulations, regulatory decisions and cases, and a new chapter on banking laws motivated by societal objectives, including AML/BSA, community reinvestment and privacy.

Banking law is an acronym-rich environment. Thus, an updated banking law reference list is included at the end of the book with hundreds of acronyms and jargon to help you understand “Bank Speak,” now keyed to applicable chapters of the book.