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Most families aren't broke because they're lazy - they're broke because nobody taught them the rules. Break the Cycle: Foundation & Stewardship is the first book in a 12-week family financial literacy program designed to help underserved and minority families build real wealth, not just the appearance of it.
Written by Emmett L. Walker III - a retired NYC Transit supervisor, 18-year tax professional, and founder of EWALK Holdings - this book isn't theory. It's built from the real financial wreckage of bankruptcy, foreclosure, and loss, and the faith-centered comeback that followed.
Each chapter combines scripture, practical financial lessons, and family discussion prompts that get parents and kids talking about money the right way - from emergency savings and delayed gratification to estate planning and generational responsibility.
This is the curriculum your family wishes someone had handed them 20 years ago. Because your story doesn't end with you - it becomes their foundation.
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